Instant Payments (RTP/FedNOW®)

Funds clear and settle in seconds, anytime, day or night.

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In today’s digital world, businesses need the ability to settle payments instantly to ensure smooth operations and reliable liquidity. With Aion's Instant Payments (RTP/FedNOW®), funds clear and settle in seconds, anytime, day or night. This continuous access to funds allows businesses to make timely payments to employees and vendors, strengthening relationships cost effectively.

Improved Cash Flow

Instant liquidity increases financial security and availability so funds can be used right away

Deposits held at Cross River Bank, Member FDIC, insured up to $250,000

Fast Settlements

Settles in just seconds
24/7, 365

Domestic Only

Instant Payments are available for domestic transactions within the U.S. only

Aion’s Instant Payments (RTP/FedNOW®) feature has streamlined our cash flow. Paying suppliers in seconds means fewer disruptions and more time spent growing our business. It’s a game-changer for how we operate.

Samantha Abramson
CEO, Just Date Inc.

Pay As You Go

$5 per transfer—a flat fee tailored for business payments, offering a more cost-effective solution than FedWire.

Subscription Plan

For businesses with high volume of payments, we offer cost-effective subscription options:

$1,000/mo:
Includes 300 transfers;
additional transfers at $3.00 each

$5,000/mo:
Includes 2,000 transfers;
additional transfers at $2.00 each

$10,000/mo:
Includes 7,500 transfers;
additional transfers at $1.00 each

Reduce delays, save costs

By improving liquidity across the payment ecosystem, businesses save on interest and fees that would otherwise go toward capital or loans. Vendors, in turn, can pay their own bills faster, enhancing financial stability. The result? A healthier economy with stronger business connections, happy employees, and peace of mind for everyone.