High-Yield Account

A smarter way to maximize returns and manage liquidity.

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With the Aion High Yield Business Account, you can earn a competitive 3.25% Annual Percentage Yield (APY), far exceeding the market average. This account offers businesses significant value, especially when compared to most banks that offer no more than 0.07% APY.1 Funds are 100% liquid and available for immediate use any time, with no minimum balance requirement.

Higher Returns

Earn 3.25% APY—significantly more than a typical checking account

Deposits held at Cross River Bank, Member FDIC, insured up to $250,000

No Restrictions

No minimum balance requirements and 24/7 access to funds

Zero Fees, Zero Hassle

Earn interest without any hidden costs

"I love Aion's High-Yield business account. We finally have an account that continuously works for us—earning interest daily on our funds while allowing complete accessibility. No hoops to jump through, no hidden fees, just effortless banking with real rewards."

Mark Somol
Co-Founder & CEO, Hyacinth AI

Pay As You Go

$5 per transfer—a flat fee tailored for business payments, offering a more cost-effective solution than FedWire.

Subscription Plan

For businesses with high volume of payments, we offer cost-effective subscription options:

$1,000/mo:
Includes 300 transfers;
additional transfers at $3.00 each

$5,000/mo:
Includes 2,000 transfers;
additional transfers at $2.00 each

$10,000/mo:
Includes 7,500 transfers;
additional transfers at $1.00 each

Make idle cash work for you

Aion's High-Yield account allows business revenue to accrue interest while it's stored, yet funds are always readily accessible at any time for investments, operational costs or unforseen circumstances. If you're saving funds for taxes or capital expenses, this money can earn interest until it's ready to spend.

1 Based on the national average rate on interest checking accounts published by FDIC as of 1/21/25.