Capital when you need it
A revolving line of credit up to $5M, backed by your receivables. Draw what you need. Pay only on what you draw. The line grows when your receivables do.
Explore credit →Working capital, banking, and payments — all in one platform for established businesses ready to scale.
Aion connects the financial tools your business already depends on. One platform. One view of your cash, your credit, and your receivables. Fewer systems, less reconciliation, more time spent on the business.
A revolving line of credit up to $5M, backed by your receivables. Draw what you need. Pay only on what you draw. The line grows when your receivables do.
Banking, invoicing, payments, and capital — managed from a single platform. Real-time balances. Unlimited ACH. No monthly fees. Backed by Cross River Bank.
A team that knows you by name. A platform that helps you make smarter financial decisions. Real people, real responsiveness — no phone tree, no AI-only chat.
When your banking, payments, and receivables run through Aion, your line of credit is powered by a real-time view of your business — unlocking more flexible access to capital as you grow.
Draw funds when you need them. The meter stops the moment your invoice clears.
Your line scales with your receivables — no reapplication, no renegotiation.
Effective cost of capital around 2% on drawn amounts — meaningfully below factoring and most fintech alternatives.
Banking, payments, and credit in one connected system. A clearer view of the business. Fewer tools to manage. Fewer reconciliations to chase down.
Cash, receivables, and available credit on a single dashboard.
One platform replaces a stack of providers — and the bills that came with them.
Real-time visibility into your receivables makes credit more flexible and far less manual.
Our growth journey — from $5M to nearly $18M — only happened with Aion.
Aion is a genuine partner — not just a bank following a playbook.
Aion is the first thing I look at in the morning and the last thing I check at night.
The boring infrastructure done right — audited, insured, and licensed by the institutions that established businesses already trust.
Banking services provided by Cross River Bank, Member FDIC. Eligible deposits are insured up to $250,000 per depositor.
SOC 2 Type II compliant. Our data-security practices are independently reviewed and verified on an ongoing basis.
Aion lends under a California Financing License — the oversight and accountability that established businesses expect from a credit partner.
Bigger customers. More inventory. New operations. Aion gives you the capital, banking, and financial infrastructure to move faster — with confidence. See how much funding you qualify for, and what a more connected platform can do for your business.